Should Businesses Be Concerned This Holiday Season About the Rise of AI Agents in Fraud?

We heard the news during this year’s back-to-school shopping rush that malicious AI agents took advantage of seasonal deals and promotional campaigns to gather valuable intelligence, which includes learning customer behavior, probing the limits of fraud detection systems, and mapping payment and transaction workflows. What I am concerned about is that the same tactics that caused headaches for retailers in August are likely to resurface and intensify as the holiday shopping season approaches. So will it affect on a major scale, and if so, is there any way to be ready for it to minimize the damage caused?